General Terms & Conditions

All cards/offers must been redeemed at dealership or location in person and can only be redeemed by person that requested offer via dealership or locations website.

*Must be redeemed at dealership. A sales presentation and complete a test drive is required. See Dealer for details 

Limit one Redemption Certificate and Gift Card per household. Limit one Redemption Certificate and Gift Card per company, dealership or dealership group. Redemption Certificate can only be redeemed at participating and issuing location.

Redemption Certificate for Gift Card expires 60 Days from Issue Date and does not reflect expiration date of Gift Card, please see Terms and Conditions for individual Gift Cards below.

May be redeemed only once. Void if copied or transferred and where prohibited or otherwise restricted. Coupon may not be reproduced, copied, purchased, traded or sold. No refunds for any unused or partially used coupons. Improper use constitutes fraud. Participating company or dealership and its affiliated companies are not liable for any loss, damage, or delay to any person or property in connection with the use of this coupon. By signing up for this Promotion you agree to receive communications related to this Promotion.

Company reserves the final decision to redeem, issue or refuse gift card. Must be 18 or older with valid U.S. Driver’s License to qualify. Shipping to U.S. addresses only.


PREPAID VISA® REWARDS CARD CARDHOLDER AGREEMENT


PLEASE SIGN YOUR CARD IMMEDIATELY. TREAT THIS CARD LIKE CASH. YOU ARE RESPONSIBLE FOR SAFEGUARDING YOUR PIN AND CARD NUMBER. THE CARD IS NOT A CREDIT CARD. IT IS NOT A GIFT CARD. IT IS ISSUED IN A LOYALTY, REWARDS OR PROMOTIONAL PROGRAM.

These terms and conditions of use and Cardholder Agreement (this “Agreement”) constitute our disclosure to you and an agreement between you and us with respect to our issuance and your use of the enclosed prepaid Visa rewards card (“Card”). Your Card allows electronic access to prepaid funds awarded to you by your rewards program sponsor. You may use your Card everywhere Visa debit is accepted for purchases at merchant point-of-sale (“POS”) locations. You may not use your Card to obtain cash at ATMs. The value of funds available on the Card at any one time (your “Available Balance”) is limited to the dollar amount of prepaid funds, less amounts deducted for purchases and for fees.

In this Agreement, “you” or “your” means any person who has received the Card and is authorized to use it as provided for in this Agreement, and “we”, “us” or “our” means Bank/Card Company, N.A. and its service provider, successors and assigns.

By receiving and using the Card, you agree with us that the Card, and the money or funds stored on the Card, are subject to this Agreement. PLEASE READ THIS AGREEMENT CAREFULLY AND KEEP IT FOR FUTURE REFERENCE.

The Card is issued by a bank. pursuant to a license from Visa U.S.A., Inc. It is only offered to individuals over the age of 18 that can lawfully enter into and form contracts under applicable law, and by using the Card you represent and warrant to us that you are such an individual.

We may refuse to issue the Card to anyone for any reason. This Card is our property and we may revoke the Card at any time without cause or notice, especially if there is suspicious activity. You must surrender a revoked Card and you may not use an expired or revoked Card.

Section 1. CONTACT INFORMATION.

Dealership or Location offer is being made.

Section 2. YOUR CARD. Your Card is a prepaid, stored value card. This means that there is no separate deposit account established for you that is associated with the Card. There is a limited purpose prepaid account in which the funds that are stored on the Card are maintained. You have no rights in those funds, except to access the funds through the Card in accordance with this Agreement. You may not make any deposit, withdrawal or any other transaction with the Card or the prepaid account, except for the Card transactions described in this Agreement. The account in which the prepaid funds are deposited is FDIC-insured to the maximum extent permitted by law. For information with respect to FDIC insurance on your prepaid funds, visit www.fdic.gov/deposit/.

Section 3. CONSENT TO ELECTRONIC DELIVERY. Your Card and corresponding services are Internet-based. You understand and agree that the following categories of information (“Electronic Disclosures”) will be provided by electronic means:

  • Your Prepaid Visa Rewards Card Cardholder Agreement
  • Legal disclosures
  • Privacy Policy
  • Periodic statements of Card transactions
  • Notices to you of the resolution of any claimed error on your periodic statements
  • Notices with respect to any changes to the Agreement or any other notices or communications required or permitted by law
  • Inquiries or notices to you about transactions made using your Card
  • Any customer service communications.

 

Section 4. ACTIVATION AND PIN. You may use your Card only after you activate it in the manner provided in the instructions accompanying your Card. At the time of activation, you will be provided a personal identification number (“PIN”) in order to protect your transactions using the Card. You should not disclose your PIN to anyone. If the security or confidentiality of your PIN is compromised, you should notify us at once. A PIN will generally not be needed in order to purchase goods or services at merchant locations that accept Visa cards.

There is a panel on the back of the Card for your signature. You should sign this panel on your Card as soon as you receive it to help protect your Card from unauthorized use. However, your responsibility for transactions with the Card, as described in this Agreement, does not depend on whether or not you sign your Card.

There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements.

If a merchant attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card when there are insufficient funds stored on the Card to pay for the transaction, this will result in an overdraft on your Card. You agree to pay us the amount of the overdraft and any related fees. We may deduct the overdraft amount and related fees from your Card.

Limitations on Use. You may use your Card only in the manner and for the purposes authorized by this Agreement. You may not use your Card for any illegal purpose, and you may not resell your Card. You may not use your Card to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet.

We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact us at the address in Section 1 so that we may discuss and rectify any problems.

Authorizations and Holds. Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorization. When you use your Card in a tipping environment (at restaurants, bars, barber or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposes.

Card Loading. Your Card may not be reloaded with monetary value by you directly. Your rewards program sponsor may reload your Card if that is a feature of your rewards, loyalty or promotional program.

Card Expiration. Your Card will expire on the date indicated on its face and any Available Balance remaining will be returned to the rewards program sponsor or its designee.

Section 6. FEES AND CHARGES FOR USE OF CARD.

Bank Fees. The following fees and charges are imposed by us on your use of the Card and will be charged to the Card. Other fees may apply and will be disclosed when service is provided. We may change these fees in the future in accordance with this Agreement with prior notice to you by electronic means as set forth in Section 3.

Services Description Fee
Lost/Stolen card replacement Replacing a card that has been lost or stolen *see issuing card company
Usage Fees Balance Inquiries/Transactions
*see issuing card company

 

Foreign Transactions and Currency Conversion Fee. If you make a purchase in a currency other than the currency in which your Card was issued, the amount deducted from your funds will be converted by Visa U.S.A., Inc. into an amount in the currency of your Card and may include fees charged directly by us. The conversion may occur on a date different than the transaction date. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Visa U.S.A. Inc. from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa U.S.A., Inc. itself receives, or the government-mandated rate in effect for the applicable central processing date. You agree to pay the converted amount, which includes the rate of exchange between foreign currency and U.S. currency in effect one day prior to the processing date, increased by 3%.

 

DISPUTES WITH MERCHANTS. If you use your Card at a merchant, and a dispute with the merchant arises, you agree to make a good faith effort to settle the dispute with the merchant. Any unresolved dispute may be sent to us in writing for assistance in settlement. You cannot stop payment to merchants for transactions made through the use of your Card.

DISCLOSURE OF CARD INFORMATION TO THIRD PARTIES. We will disclose information to third parties about your Card or the transactions you make:

  • Where it is necessary for completing the transactions; or
  • Where there has been unauthorized use of your Card; or
  • In order to comply with government agency or court orders; or
  • For analytical purposes; or
  • If we conclude that disclosure is necessary to protect you or our interests; or
  • If you give your permission to us or to other parties.

 

YOUR LIABILITY FOR CARD USE. Tell us AT ONCE if you believe your Card has been lost or stolen, or if you believe that someone has transferred or may transfer money from your Card without your permission. Telephoning is the best way of keeping your possible losses down. If your Card has been lost or stolen, we will close your Card to minimize losses. While we are happy to answer your questions about transactions, please remember that you will be considered to have authorized any transaction by anyone using your Card or Card number. We reserve the right to require an affidavit and conduct an investigation into the validity of any request.

Under Visa’s zero liability policy: you must reasonably demonstrate that you exercised reasonable care in safeguarding your Card and PIN from risk of loss and theft; your Card must be in good standing (e.g., not presently or recently overdrawn, and not presently or recently under suspicion of possible illegal or suspicious use); and we cannot have received more than one other report of unauthorized use of your Card in the last 12 months. Zero Liability does not apply to:

  • Cards issued or sold “anonymously” until such time as the identity of the cardholder has been registered with the financial institution that issued the card or with the processor; or
  • PIN transactions not processed through Visa.

BANK LIABILITY.If we do not complete a transfer to or from your Card on time or in the correct amount according to this Agreement, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance:

  • If, through no fault of ours, you do not have enough money stored on your Card to make the transaction.
  • If the Card transaction would go over the credit limit on your overdraft line, if one exists.
  • If the terminal or system was not working properly and you knew about the breakdown when you started the Card transaction.
  • We are prohibited by law from completing the transaction.
  • If circumstances beyond our control (such as fire or flood) prevent the Card transaction, despite reasonable precautions that we have taken.

Section 13. SYSTEMS UNAVAILABILITY. The electronic transfer functionality and/or electronic statements may not be available when systems require maintenance or upgrades or major unforeseen events occur, such as earthquakes, fires, floods, computer failures, interruptions in telephone service, electrical outages, civil unrest or riots, war, or acts or threatened acts of terrorism or other circumstances beyond our control. We have no liability for interruptions or delays in services due to systems unavailability.

Section 14. MISCELLANEOUS.

Disclaimer of Liability. In providing the Card and related services to you, we disclaim any duty or responsibility other than those expressly set forth in this Agreement.

Amendment. We can change this Agreement, including all fees, at any time, and such changes will be binding on you. If required by law, we will post notice of the change on our web site prior to the effective date of the change. However, if the change is made for security purposes or as a result of changes in fees, changes or costs imposed by any party other than us, we can implement it without prior notice. Your use of the Card constitutes acceptance of any amendment implemented by us.

Our Right to Set-Off. If you ever owe us money as a borrower, guarantor, or otherwise, and it becomes due, we have the right under the law (called set-off) to use the money from your account to pay the debt. We may charge against any of your accounts any debt you owe us, now or in the future, without going through any legal process or court proceedings.

Termination. We reserve the right to terminate this Agreement in the event we choose to discontinue this rewards card program or any of the services that are described herein. You may, at any time, terminate this Agreement, or any of the services to which you subscribe by giving us written notice. Termination will not affect any of our rights or your obligations arising under this Agreement prior to termination.

Assignment. You may not transfer or assign this Agreement to any other person without our prior written consent. We may assign our obligations to you under this Agreement without your consent or notice to you.

Severability. If any provision of this Agreement is deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions.

Applicable law. This Agreement is governed by applicable federal laws, rules and regulations. To the extent federal law is not applicable, the laws of the State of Florida govern this Agreement. In the event of any conflict between the provisions of this Agreement and any applicable law or regulation, this Agreement will be deemed modified to the extent necessary to comply with such law or regulation.

Waiver. We may waive any of the provisions or conditions of this Agreement, but any such waiver will be effective only on that occasion and will not be a continuing waiver or a waiver on any other occasion. We can delay enforcement of any of our rights under this Agreement without losing them.

For questions/comments- email privacy@nusani.com

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